Disclaimers are an important (crucial) part of any website, because they make it clear to the user what your responsibilites are, what there's are, and how much liability your site takes for its published content.

In general, you want to make it very clear to your readership that the content of your site is for entertainment purposes only and is the opnion of yourself. Users assume all risks and responsibilities associated with whatever may result if they act on your advice or content in any way.

It's also where you set the terms for how someone may (or may not) use your site.

For more information about disclaimers and site terms/licenses as they pertain to you, please speak with your attorney.

I recommend the following sites and resources as well:

* FreeNetLaw.com - free privacy & disclaimer templates that you can freely use or adapt for your site.